Terms & Conditions

1. Acceptance of Terms

By using 1099Calc ("the Site"), you agree to these Terms & Conditions. If you do not agree, do not use the Site. We may update these terms at any time; continued use constitutes acceptance.

2. Not Tax, Legal, or Financial Advice

1099Calc provides rough estimates only — self-employment tax (~15.3%), approximate federal rates keyed to filing status, and a ~5% state adjustment. These figures are simplifications, not a complete computation of your tax liability. Nothing on the Site is tax, legal, accounting, or financial advice. Always consult a qualified CPA, enrolled agent, or tax attorney before making filing or payment decisions.

3. Accuracy and Availability

The Site is provided "as is" and "as available". Tax laws change; rates, thresholds, and mileage deductions shown may not reflect your jurisdiction, situation, or the latest law. We make no warranty that the Site will be error-free, uninterrupted, or fit for any particular purpose.

4. Acceptable Use

• • Do not scrape, mirror, or republish the Site's content without permission
• • Do not attempt to disrupt, overload, or reverse-engineer the Site
• • Do not use the Site to misrepresent estimates as professional advice to others

5. Limitation of Liability

To the fullest extent permitted by law, 1099Calc and its operators are not liable for any direct, indirect, incidental, or consequential damages — including penalties, interest, or underpayments — arising from reliance on the Site's outputs. Use of the estimates is entirely at your own risk.

6. Intellectual Property

The 1099Calc name, design, and site content are our property. Feedback you send us (corrections, suggestions) may be used freely to improve the tool.

7. Governing Law

These terms are governed by the laws of the United States and the state in which the operator is located, without regard to conflict-of-law principles. Disputes will be resolved in the courts located there.

8. Contact

Questions about these terms? Email hello@1099calc.co.